AUTO
We know how much your home means to you.
Purchasing a home is a huge investment and at Fidelity First Insurance Group, we understand how valuable your home is. We want you, to be able to enjoy the comforts of your home, without the concern and uncertainty of future exposures. You never want to chance the likelihood of something catastrophic happening, instead you want to ensure you have homeowner’s insurance, to safeguard against common disasters.
Life & Peace of Mind
Peace of mind that FFIG will help you select the insurance policy that fits your needs.
Peace of mind that FFIG will assist so you, will not have unexpected or out-of-pocket costs, in case you ever have to rebuild your home.
Peace of mind that you are protected with liability coverage, if someone gets hurt on your property and holds you liable.
Let’s talk coverage
What is Homeowners Insurance?
When disaster strikes, your homeowner’s policy can help cover damage caused by perils such as:
Fire
Hail
Lightening
Windstorms
Vandalism
Your policy’s main coverageS
Dwelling
Pays for the damage to your home & to the structures attached to your home. Dwelling coverage will help pay to repair or rebuild your home, if its damaged by a fire or another covered cause of loss.
Other Structures
Similar to dwelling but pertains to structures NOT attached to your home, such as: fences, tool sheds, freestanding garages, guest cottages.
Personal Liability
Can help pay for covered damages if an accident occurs on your property that damages someone or something. Protects against claims and lawsuits.
Personal Property
This coverage is designed to help protect your personal belongings in the event of a covered loss, such as: Theft or fire.
Tip: Be sure to take photos of your personal belongings.
Personal Property (cont.)
Be sure to let us know if additional coverage is needed for your highly valuable possessions.
We can assist you with a Personal Articles Floater Coverage option, or sometimes known as a Scheduled Personal Property Endorsement, that covers jewelry, furs, stamps, coins, guns, computers, and other items whose value might be greater than the normal limits in your homeowner’s policy.
Loss of Use
Coverage to help pay your additional living expenses/logging costs, if your unable to live in your home, while its being repaired or rebuild, due to a covered loss.
